OK - I've read the threads about what we are getting out from InvestEd - Let's try this one! I think we are all agreed that we don't want to retire on 20K per annum. Every time these stats are mentioned, for approx, typical retirement incomes, it scares me ******!. Over the last couple of years I have played with entering 200K for target annual income, in various calculators provided on the Internet, some of which seem now to be discontinued or not allowed. Sometimes this number has challenged the system. But I decided that I wanted to spend more in retirement than while I am working. After all, who has time to book the latest discounted cruises, or take up all sorts of other wonderful travel options, while we are working 48 or 46 (with Public Holidays) weeks of the year? What would it take to lock in $1 million per annum, in reasonably consistent income? How likely is it that reasonably ordinary people, but with an interest in investment, could do it? OK - one scenario! Value % pa growth Property capital growth, $5,000,000, 5.0%, $250,000 Property net rental returns, $5,000,000. 0.5%, $25,000 Dividends. $4,000,000, 4.0%, $160,000 Share capital growth, $4,000,000, 5.0%, $200,000 Salaries (2), $140,000 Total, $775,000 OK - this is not a million, and it includes salary income and doesn't include financing costs. But what would be a good way to plan for a sustained household income of $1 million per annum? The potential downsides/risks include projected increases in interest rates and projections of lower returns due to more capital looking for a home. Please discuss.