Managed Funds Income Funds

Discussion in 'Shares & Funds' started by TwoDogs, 30th Sep, 2005.

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  1. TwoDogs

    TwoDogs Well-Known Member

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    Most folks here are propably into Navrainvest because the income fund is part of our stucture and a safe(ish) way to get income from equities. As cool as it is, I can't have all my non IP investment in one fund, that would not be a good structure.

    What over other funds do people favour for income ? I've looked at listed and unlisted property funds such as those from CFS, AXA and Macquarie, which are interesting but still slightly high priced like the sharemarket.
     
  2. Glebe

    Glebe Well-Known Member

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    Location:
    Central Coast NSW
    I'm with:

    Navra wholesale 41%
    Platinum International 10%
    Tyndall Australian Share Portfolio 10%
    UBS Property Security Fund 14%
    Vanguard Hedged International 10%
    Vanguard Property Security 10%

    The UBS one seems to be providing VERY healthy dividends.
     
  3. Simon Hampel

    Simon Hampel Founder Staff Member

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    Is it possible for you to give some sort of indication as to the % returns you're getting from some of those funds Glebe ?
     
  4. Glebe

    Glebe Well-Known Member

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    I don't really know the returns myself. I'll try to find out and get back to you. I suspect the Navra is the best performing of the lot.
     
  5. mikhaila

    mikhaila Member

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    I use for income in addition NI:

    - Vanguard Property Sec Fund (minimal admin, quartely distr.)
    - Perpetual's W/S Indust Fund ( half yearly distr.)

    Also I have for CG:

    Platinum International Brands (annual distr.)
    Platinum Japan Fund (annual distr.)
     
  6. MJK__

    MJK__ Well-Known Member

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    Mikhaila,

    What sort of % distribution are you getting on Vangaurd and perpetual? Anywhere close to NI?

    MJK :)
     
  7. mikhaila

    mikhaila Member

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    Well, it is pretty difficult to bit NI in terms of pure distributions :) as NI distributes all profits quarterly. I’ve just run the report and here is the total return picture for the last 6 months:

    NI total return 12.71% (right now the report shows 47.07% of it is income and the rest is growth. It will be close to 100% income soon :eek: )

    Vanguard total return is 9.84% (44.65% of it is income)

    Perpetual total return is 10.93% (87.48% of it is income)

    Platinum Japan total return is 19.03% (13.21% of it is income)

    Platinum Int. Brands total return is 14.31% (50.96% of is income)

    :D
     
  8. MJK__

    MJK__ Well-Known Member

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    Thanks Mikaila, :D

    I am interested to hear about income funds for diversification though. I like to get my capital growth with direct property. I love to hear of any other income funds that distribute 10% or more pa.

    MJK :)
     
  9. TwoDogs

    TwoDogs Well-Known Member

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    Me too :rolleyes: I have conflict each night when considering my financial planning. On one hand, more Navra which is working well and fits my requirements, but on the other a little spreading of risks over different companies/markets.
     
  10. MJK__

    MJK__ Well-Known Member

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    Looks like there is no such thing? Well done Steve Navra, your out there on your own! ;)

    MJK
     
  11. Simon Hampel

    Simon Hampel Founder Staff Member

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    "Income" funds tend to invest in assets like cash, bonds, mortgages and such. Returns are generally lower. They are designed for people who want a stable and pretty secure income from a large asset base.

    I don't think there's much out there that compares to NavraInvest, although there might be some funds around that distribute pretty good dividends, which might be worth looking at.
     
  12. Rick__

    Rick__ Well-Known Member

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    Why not steer away from funds and invest directly in solid companies that regularly pay high dividends. A lot of these dividends can be fully franked as well. I aim for 5% across the portfolio but with as much growth as possible.

    I dumped all my fund investments a few years ago and went to direct shares. One of the highest performers in those direct shares since then has been a funds management company :cool:
    Similar principle to buying shares in the bank instead of putting the money in the bank.

    Now I have exposure to funds again, but only with one company in which I also have shares :p :D

    Rick