My father passed away last month at the age of 59, leaving everything to my mum in his will (she’s 58). He had 2 super funds with a combined balance of about $735k plus a $300k death benefit. In both super funds, he had a binding death nomination for my mum to be the sole beneficiary. I assumed that the $735k could stay in super, and that it would be rolled over to my mum’s account. But the super fund has told me that the balance has to be paid out to my mum as a lump sum. Is this true? Does she lose the concessional tax treatment that my dad worked so hard to secure? If she wanted it to go back into superannuation, would she pay contributions tax (including excess contributions tax) all over again? H E L P !!!!