Hello, I have been investing in property for a few years. There's been bumps and bruises along the way, but above all, I enjoy the process and know that I am building a solid foundation for my family and retirement. It's amazing to think back on my own attitudes and everyone arouund me in the early noughties. "Why would you want to put yourself in so much debt?!" they all asked. Everyone had an opinion. You know the kind of talk - stubbie beer in one hand, expert advice in the other. But no one was a leading example of the right way. Years gone by, in an unassuming way, I have become the leader. And now the same people quietly corner me at BBQs - "what are you doing exactly - how does it work?!" My strategy is to buy and hold. I am enjoying learning off others on this site.