Hi I am 56 and have super via retail funds. Same with my wife. Both funds are large to justify SMSF cost. I like to control my super and hence SMSF and I will start to have time. I have a history of managing well. Question is this - my son is married and well settled. There is great deal of trust. When I set up the smsf, does it make sense to have him and his wife in the fund or out of. Do they or we loose any freedom? Can we be very clear whose money is where? Any ideas/experiences will be very helpful. Thanks in advance.