Page three of today's AFR... One line says '...in 2003, when less than half the advice was found to have a reasonable basis...'. Also about the recent report (2006), '1 in 3 people was advised to switch super funds for no credible reason'... and... 'Close to 1 in 5 people received advice while failed or probably failed to meet the law'. I have always wanted to consult a planner/advisor, but now it seems I have at least a 1 in 3 chance to get bad advice. I'm not sure that just checking whether the planner is successful is enough because maybe they are successful at taking our money and that's why they're wealthy. I'd still like to meet with a good advisor though to have a one on one. These forums are great, but it would be good to go over everything with a fine-toothed comb.