Hi all, I invested into some agri products during the 'good' times. Benefits were great. Massive tax deductions & all my tax paid refunded. I re-invested the tax refund in a managed fund which is now down more than 50%. The downside is I ended up with a lot of debt. Loan terms is 10 years with first 3 been interest only. First of the principal will kick in July 1, 2009. Now that I have materialised some unit losses and all our IP's are pretty much maxed out I am finding myself losing much sleep. I have tried contacting a few banks to see if the are able to re-finance agribusiness loans however can't seem to find anyone in this business. My only hope now is that the property market in the Eastern Suburbs in Sydney comes back by July. At the moment there are fire sales everywhere. Any suggestions or creative ideas on how to re-finance are welcome.