Hi guys, Feeling pretty generous tonight because the planner i worked with is a great mentor and teacher about everything in the financial services industry. So i got an idea and thought i would draw this thread up. I will help anyone and everyone who needs help with their DFS and ADFS (only Tax Planning though). No assignments but I'll point you in the direction. You do the calculations and/or research. One simple rule. You can't post until i've responded to the previous poster. If you do, then i won't answer your question. Fire away and i'll try answer as soon as i can.