Good Day All, I am a financial planner starting out in this wonderful industry - armed with ambition, a licence, an MBA in financial planning and no current clients. My day job currently pays the bills as an immediate career change would result in an unacceptable salary drop (for now). For more information on my background please refer to this thread: http://www.invested.com.au/105/starting-out-solo-planner-39196/ For now, can anyone recommend good spreadsheets for financial planning - in particular superannuation? I am not sure why I would want to purchase access to a platform such as XPlan (granted I have never seen it, only heard of it and been offered access through module fees) when I already posses an extremely powerful calculation and graphing tool called Microsoft Excel 2010, with the added bonus that I can eventually integrate this with all my other Office 2010 tools. Can anyone make any recommendations? The closest I have found so far is Speedsheets SpeedSheets.com.au :: Excel Spreadsheets & Worksheet Templates - Free Trial. While the price seems reasonable, the trial has left me feeling very unimpressed as I can not locate a functional superannuation project spreadsheet in my installed trial (wouldn't this be a core function of financial planning??). The trial spreadsheets are also all horribly out of date which does not bode well. So I will continue looking. Thank you in advance for your kind help, I assure you that your time is appreciated and gratefully recieved.