I am about to buy my first property in NSW on the Central Coast. Any tips for a first home buyer? I've got Pest and Building done, getting an independant valuation (as well as bank valuation) and have a good conveyancer but wondering if there is anyone who has learnt the hard way that there are some things you can't leave it or don't get told? Any recommendation for a good mortgage provider? I am currently going with Westpac at 7.37% adn $395 per year package fee.