Well This is a pet hate subject of mine-Banks! Yesterday, using the internet I transferred several thousand dollars to another persons account. The money dissappears from my account instantly, but 24 hours later, it still isn't showing in my friends account. There must be thousands of such transfers every day, often within the same bank. I wondered who has the money for that "transfer" time? Who gets the interest? Then there is the charge for checking a transaction. "There will be a $20 fee for checking but if the bank is wrong there will be no charge". I say, "Should'nt that be ...if the bank is wrong then you pay me a $20 charge"....laughter from the banksters. Anyone else have some banksterism to share?