I would like to have your views on whether it is better to have both building and landlord insurance with the same insurer? We have a IP which is a house. Currently we have building insurance with one insurance company (the policy is due for renewal soon), and landlord insurance with another insurance company (EBM brokers underwritten by QBE). I think for the sake of simplicity we should insure both with the same insurer - but the one who insures us for building does not have landlord insurance and EBM brokers quoted a higher premium for the building insurance. Would appreciate to hear what some forumites think? Thanks in advance for your views / comments.