Can your federal tax return be intercepted because of money owed on a federal Stafford loan? Google was unclear from the varied answers I got, so I came to you, Yahoo Answerers. Backstory is that my boyfriend owes thousands on a student loan, which he has never paid on. He filed his taxes the same day I did, but did not do direct deposit. He go this state refund in the mail the same day mine was deposited to my account. I got my federal return about 9 days ago, and he does not have his yet. So I'm kinda wondering now.