Thumbed though a copy of Ed Chan and Tony Melvin's book 'Wealth for Life' where they talk about capitalising interest on property loans under certain circumstances - in particular when the capital growth will outstrip the capitalising debt. They show calculations and factor in buffers to offer a level of safety. This would certainly help with my cashflow problem but is the devil in the detail - what finance vehicle (loan) would they be using here? I am looking for a viable system to cover the holding costs on my negative portfolio cashflow. Is this a viable option? What finance system is going to allow property debt to capitalise??