Hi all, with a very little dividend expected from the Navra Fund this qrtr ( not sure what can happen with one more day of trading ) I am going to be running into a cashflow problem repaying bills and loan repayments over the next 3mths. I have comitted also to purchase grapes this year to min tax and loan repayments commence Mid July ! To make things worse ... Tax return not expected till at least September Unfortunately our reserve cash buffer has been eaten away slowly with new PPOR purchase and few repairs. I am comfortable that long term our IP and MF portfolio and structure is the right one ... short term ... I am beginning to feel fairly unforcomfortable as I have always had surplus cash. My questions - 1) Anyone else run into a short term cashflow shortfall situation ? 2) What have you done about it or are you doing about it now ? 3) Any use in discussing alternate arrangements with bank ? 4) Have you had to sell down shares, IP or MF's and take the loss ? 5) How do you keep positive in turbulent times such as this one ? Thought I'd get others' opinion and views as I am sure there are plenty of folks with more investing experience than me here.