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Claiming tpd insurance 5 years later

Discussion in 'Superannuation, SMSF & Personal Insurance' started by claiming101, 8th Oct, 2013.

  1. claiming101

    claiming101 New Member

    Joined:
    8th Oct, 2013
    Posts:
    4
    Location:
    QLD
    Okay , so i was working in construction , then i got sick and was in hospital and haven't worked since for my condition i have stomach problems, diverticulitis.

    Now how silly am i 5 years later 2008 was last time i worked , i just realised , that i have tpd insurance cover ,

    so i have been on disibility pension payments for 5 years not knowing i had this cover , still sick from the date i got sick from my job ,

    so its stressing my out about this 2 doctors singing,

    in my forms i recieved i only have one form for doctor to sign which got singed today plus she put in my other 2 doctors that seen me in 2008 , still in the medical centres records from 2008, she stamped it ect, i've been seeing this doctor for 7 months, she brought up my 2 doctors that no longer work at the medical centre still on the form

    so i still have 2 doctors on the form plus her , my doctor, gotta remember it was 2008 that i got sic from my work went to doctors then went to hospital.

    it sounds crazy but , its tipcle me not realising what i have had this tpd cover sitting there for 5 years

    so i'm claiming 5 years later as i got sick in 2008 ,

    i have two questions does it help my case been on dis pen for 5 years after 2008 plus have proof lost work and docters got sick 2008

    plus still sick now,

    thanks
    help appreciated

    thanks
     
  2. claiming101

    claiming101 New Member

    Joined:
    8th Oct, 2013
    Posts:
    4
    Location:
    QLD

    i havn'et worked in 5 years still same sickness since i left 2008

    and its threw sun super
     
  3. claiming101

    claiming101 New Member

    Joined:
    8th Oct, 2013
    Posts:
    4
    Location:
    QLD

    do i need two seperate doctors, or the one doctor and she put down my 2 doctors at the same medical centure at the time on the form,

    plus her own signatre so thats one doctor that put her plus other 2 ?

    gotta remember this is 5 years later, plus on dis pension

    just want to make sure i'm doing everyt hing right as its stressing me a bit.

    thanks
     
  4. Andrew Newman

    Andrew Newman Well-Known Member

    Joined:
    5th Nov, 2008
    Posts:
    175
    Location:
    Melbourne
    Hi claiming101

    Contact the insurance company you hold the policy with and ask them directly.

    Kind Regards
     
  5. claiming101

    claiming101 New Member

    Joined:
    8th Oct, 2013
    Posts:
    4
    Location:
    QLD

    Thanks andrew

    Theve rung i've sent everything in i can

    there asking for more doctors contact details then i've sent it my current doctor

    as its been 5 years later some of the doctors have since left i said check my records at my gp general practice where i seen my doctors

    that i gave them the name the records are still on file at the centre

    hopefully that helps

    i have the gov on my side i think as i been on disablity payments since 2008 anyways ?

    hope i get the claim

    thanks
     
  6. tanuvasa.tribe

    tanuvasa.tribe New Member

    Joined:
    20th Apr, 2015
    Posts:
    2
    Location:
    Northland
    Hey There any updates on your claim?