I'd like to get some income protection insurance for myself. I've heard that the commission on this insurance is pretty high. Turns out they weren't kidding - in the PDS that I read it was 22% trailing commission! I'm sorry, but that isn't "high", that is more along the lines of "crazy". Are there any discount brokers that would rebate part of this commission, similar to the way InvestSmart rebates managed fund commissions? The insurance would be paid for through a super fund, if that makes any difference. Failing that, can anyone recommend a good broker, so that if I'm paying this insane commission anyway at least I get some worthwhile advice for it?