Hi. We have recently opened a family trust account linked to a company we have formed solely for the purpose of private company shares we have bought. We have received a dividend payment which has been paid into the family trust account. My question is can I transfer the money to our offset account or directly into our mortgage so the money is working where we would like it to (reducing our mortgage) or does it have to stay in the family trust account until the accountant has distributed it to my husband and I for paying tax on each of our portions? I hope that makes sense?? Any advice on this type of thing would be really appreciated as I find the accountants 'jargon' confusing and don't like to run there with every question as they sure know how to charge! Thanks for reading.