unfortunatelly, I have lodged an application for a wrong managed fund and now I want to fully withdraw it. I can send withdrawal form and close the account. However, reading the PDS, I also can exercise cooling-off right. According to PDS, "To exercise the cooling-off right we must receive your written instructions in our office before the expiry of the 14-day cooling-off period. The repayment of your investment under the cooling-off right is subject to an adjustment for market movements (both positive and negative) during the period the investment has been held. We may also deduct a reasonable charge for our administration costs. " So, what are differences between full withdrawal and cool-off exercise? Which one I should use if i have a right to choose one of them?