Hi, just wondering if anyone can give me some advice. My husband and I owe $425,000 on our home loan, which if we sold now we would probably get $665,000 (paid $795,000). We currently only can afford to pay the interest which is approx $500 per week. We also have another loan for $476,000 (interest only) for 2 units. One unit we paid $200,000 and get $200 per week rent, the other $376,000 and we get $320 a week rent. However, out of this rent we pay costs etc and we still have to put in $170 after tax money each week. We do not have any other loans but we are finding it a struggle and seem to not be going anywhere. We thought that the units would go up (had them 3 years), yet we are trying to sell them and we will probably lose $30,000 as the market has gone down. I feel completely incompetent and do not know what to do to improve our finances. Should we just sell our house and live in a townhouse (paid off) and invest in investment properties? We also have 2 children, one in $8,000 per year private school and a baby. Can anyone suggest what we should do?