Hiya, It's been a long time coming, I guess. From what I can see, I'm certainly not the first to wander over from Somersoft (and I doubt I'll be the last), so I'm guessing a few of you already know who I am. For those that don't; I'm 21, actively investing while trying to enjoy my youth, and currently working as an accountant after a period of working as a real estate agent (but don't hold either of those career paths against me). I know a little about trusts and tax, and a little more about real estate, and will happily share what I know where I can. I'm sure I'll learn a lot more than I teach, though. Hopefully, I'll be able to make a small positive difference to this end of the woods. Cheers James.