I am new to InvestEd, so apologies if this was posted earlier. I engaged a bank financial planner in 2007, in 2009 I moved overseas and have recently as the planner for an annual update. I was advised that he can only execute instruction and is unable to provide advise unless I am physically present in Australia. As I have no short term plans to return to Australia until mid 2010, I am rather disappointed with the comments. I checked with ASIC web and found not information with regards to the limitatio of advise given to planner while investor is overseas. I have also contacted the financial platform provider which advised me that they are unaware of this limitation and further more I am unable to remove the financial advisor fees (commission) as the platform required the investor to list with a financial advisor. I would greatly appreciate comments / advise from other who has knowledge on this issue.