Hi All New to this. We have an LVR of 75% on our home. How do we go from here? Did we make a mistake and borrow too much? house is worth 600k. Do we neg gear? Both in our forties and want to get into investment properties and strategies as no one can pay off a loan and retire comfortably on wages alone. I am thinking we are in a no win situation and would love to know what to do. Do we sell and rent and then buy but then we would lose stamp duty,fees, etc and have less than we do now. We really want to get "on our feet" asap. How do we borrow more and get another cheaper property to start our collection of properties? Are there any major benefits to us renting and renting out our home? We would still have to put in up to between 100 - $200/wk I think to supplement rent. Thanks in advance for the advice.