I just received my Term Life Insurance Renewal Notice from my Insurance Broker and noticed that while my cover had risen 5%, my premium had risen 15% to about $1070. I got onto * Insurance Watch - Compare Quotes Online for Life Insurance, Income Protection, Trauma Insurance and Mortgage Protection Insurance and when I did a quick quote comparison the Site came up with CommInsure TCP at about $955. I rang my broker and asked why I would go with this higher premium? He said he'd do a quick check and find something better. He came back with Zurich at about $1050(doh......that's better!?) and acknowledged the $955 was a very good premium. It gets better, when I applied for the Insurance via Insurancewatch I also received, in addition, a 10% premium reduction in the first year for applying on-line. Not necessarily a biggy, but for the sake of 15 minutes it was a difference of $210. I haven't used the above Site before and don't know much about them, but it does appear a useful one to keep in my 'Favorites'.