Hi everyone, Just stumbled on this website while I was looking for some general information on investments. I must say there are plenty of experts in this forum and it has been an educational experience reading through your posts. I'm looking at investing some money in managed funds. I've invested in these sort of funds before but that was when I was overseas. Recently walked into the anz branch in dandenong plaza and talked to the financial planner. I must say he gave me a bad vibe from the start. Initially I wanted to start with 5k, but he told me to wait till i can come up with 10k. does this have anything to do with the amount of commission he gets? until then it seems that he didn't want to divulge much information. i simply wanted to know the processes/details. he even refused to give me the prospectus & I felt that he looked down on my financial knowledge. well...i left and vowed never to return...i suppose it takes a while to find a reliable financial planner. Or perhaps, it's not even necessary to have one. prior to this, i've invested abt 20k in 2 managed funds while i was overseas. made an average of 28% net (after taxes and fees) over 2 yrs in one fund and 9% net per yr over several years in another fund. I wonder if this is about the average here. cheers!