Hi Was shy to invade into this existing community but felt good with Sim's welcome email asking me to introduce myself. I am an engineer in Oil and Gas earning 170k+ per year and going strong .. Last year migrated to Perth. Bought PPOR last year (already apreciated 33%) Then bought also an Investment Property with DHA (new house leased for 12 + 3 years) on interest only loan. Thus did some good to my taxable income ... Now slowly getting more guts to follow experts in this foram. All credit goes to a colleague of mine who is active member of this group who gave me pointers to these forams. In this age of www, there is a lot of information but a little knowledge there. All courses and seminars of invested seem to be on the east side. Any thing in Perth? I can think of another 5 to 8 years with that continued income. Hence now am thinking of taking more risk. Have already started reading LOE article. I am currently sitting on almost 500k equity in my PPOR. Well these are my new words after reading a part of LOE article, so far I was only treating PPOR as a means of geting a house free of rent and did not know that there is equity there. Thanks in advance if someone could get me few pointers to read on. Rgds Punter ---------- Sucessful people don't do differnt things, they do things differently.