Hi everyone well it is quite annoying when your confused and can't make up your mind! I need a kick in the arse also - Need some guideance from everyone to help me sort out my head. Okay current situation married with lovely wife who wants to buy a business together with me, but may not have enough money yet to do so. At the moment in a govt job where pay is okay for a public servant but need more cashflow to build net wealth and like a challenge. I desparately want to leave and run my own business with wife but might not have enough money. I need ideas of how i can start my own business from home selling small items. But who do i talk to about first targeting a market and who can help with marketing for myself from home. I also have an interest in the health industry and Finance industry so further study maybe required. But what job could i do? My main concern is really getting more cashflow quickly because i don't earn enough to really build on my netwealth. current situation 1 PPOR value $500k debt $239K 1 IP current value with $380k with debt of $329K with LOC of $80k set against it to cover shortfall in rent etc. Supporting wife and family on 1 income is stressful any help or ideas for business would be appreciated. Especially in the marketing area how to do it or who to contact. Thanks getting kinda desparate need some ideas and kickin!