I'm in the process of transferring my pension over from the Uk. I was thinking of putting some of the funds, perhaps 30% into the big four Bank stocks to take advantage of the dividends and franking credits. I don't fully understand franking credits and how they would work within Super, however I seem to recall reading somewhere that this is a good idea. Is anyone here doing the same and has it proved to be a good strategy? I have 11 years until I can draw the funds. The rest of the funds I intend putting into more growth orientated funds, such as the CFS geared Australian. However I would like to add some stability with something like the bank stocks. Thanks for anyone's thoughts or ideas on this one.