Given the current market conditions , especially given the market is down more than 2% again today, I am interested in finding out what forumites are doing to manage investments in managed funds . In particular if they are using a margin loan and their LVR's are getting very tight. I voted for Other. I am in a some what fortunate position of having a third account which up until now was not being used as security for my margin loan. I have just sent off the paperwork to get this transferred over to Colonial as security. This will hopefully have the effect of reducing my LVR from around 72% to 60% (based on today's current market conditions).