Hi everyone. I'm new to the forums and I'm very keen to start investing in assets to grow my wealth I'm only 19 years old at the moment with a part time job and I want to start investing about 20-30% of my income, since it's waste sitting in my bank account. I was wondering what I should be investing in... like shares or mutual funds. I'm currently studying Commerce and Melb Uni so I guess I know a bit about this lol. I don't have enough cash to invest massive sums or money at once but probably around $400 each month. This might be a stupid question but to invest in Mutual funds exclusively, Do i have to buy it directly from the mutual fund or go through a Share trading website like etrade/commsec. Thank guys!