Hi guys and gals, I'm very much a newbie and firstly wanted to say hi. You guys seem like a great community with some great ideas. I know very little about investing, but I'm a great saver and am really trying to learn more about investing. My wife and I (both 30) really want to make ourselves financially stable. I would appreciate your advice on our current position. I own 1 property 5 years ago that my wife and I currently live in (bought $413K, value $600k, loan value $180k). Could rent out for $550 p/wk. In November we're settling on a new property that we'll move to (bought $887k, loan value $600k ish if we don't sell our first property). I earn $115k p/a and my wife earns $120k p/a (i know, don't start!). We hope to start a family this year so my wife's salary will obviously slow down after that. We don't own shares or anything else. I'm not sure where to go from here... - Sell our first property and buy shares i.e. do I need to diversify? - Keep both properties until we can't afford the repayments anymore What are your thoughts?