Hi All! I have recently started putting a little, tiny bit of money away for my kids each week, with an end goal of giving it to them on their respective 21st birthday's, under the condition that the money is used to make more money so that they learn about investing. My partner and I have started to invest in index funds (so far, we've only bought into AFIC). We've chosen index funds because we don't have the time/skill/knowledge/inclination to pick ordinary shares. Now the the kids' money is starting to accrue, I'm wondering whether we should continue to sock it away in a kids savings account (no fees - but very low interest rate), or whether we should buy into index funds on account of them? The money will be invested for 20 years, and it will be added to every week (if in cash account) or every six months (if invested in index funds). What would you do? Thanks in advance for your advice!