Hi, I just opened an ING account about 6 weeks ago, because I was lead to believe they had the highest rate. I've now learnt of USaver which seems to offer a 5.56 rate with an ASP. I thought ING offered 5.25, but I only seem to be getting 4.00? Is it easy to close the ING account and put all my current savings into a new USaver account, which i'd like to do. Interest will be substantially different over a year of saving.