I have just received a letter from AAMI with a news regarding an upgrade to my landlord insurance policy. " From 30 Aug. 06 and at no additional cost to you we are insuring your landlord building for the total cost of rebuilding it, rather than the limit imposed by the fixed amount currently shown on your policy schedule or renewal notice. New Complete Replacement Cover guarantees your landlord building will never be underinsured. Your landlord building is now covered up to its total new rebuilding cost including all fees and related costs covered by your policy." My question is. Why they give me something for nothing? This does not happen too often these days! Is there a catch ??