Hi, I would like to introduce myself. I'm 35, married with 2 young kids. Me and my wife both work full time. Family income around $250k/year. I have invested some money in shares, some in ETFs and have 2 IPs. I'm not a very active or aggressive investor. I just want to invest for long term and dont want to do much once money is invested. Currently looking for ideas for where to invest now. I am a regular at PC but just came across IC only today. Its a great place to learn i think... Recently i came to know about the Investment/Insurance bonds and would like to gain more info on these.