Hi All, I'm getting pretty [email protected] off with having to keep topping up my margin loan facility to avoid exceeding the buffer and frankly I'm starting to run out of funds! The vast majority of my portfolio are blue chips that I'm planning on holding "forever" and I also have some funds tied up in short / medium term take over plays recommended by the Rivkin report I therefore need to be in control of when / if I sell. So what I'm looking for is a non-secured product that I can use to clear the margin loan and then pay the new loan off (plus the tax deductible interest) over the next 3 -5 years at a reasonable interest rate. This would save me the hassle wondering what the market is doing every 15 mins and whether I'm going to get that "phone call" Does any know whether there is a product out there to suit this situation or do I just go and get a personal loan at the cheapest rate I can find? Any thoughts / comments would be greatly appreciated - preferably before I use up all my funds and pull my hair out!