Hi all My partner and I have $28K in blue chip shares, and about 3K in cash. We unfortunately had to spend about 10K recently due to some obligations (which sucks!) We are fortunate to be debt free - except for our HELP/HECS loans (which I personally see as a reduction in future income rather than a debt!) I'm hoping for us to be able to save approx $1500 per month from here on out (fingers crossed!). My question is, what investments should we consider making from here? Our goals are to purchase a decent IP in the next 5 or so years with a good rental return, probably in the $400K price range. Ideally we'd put down a large a deposit on that as possible to reduce interest. We also want to maintain a good chunk of our shares (WOW, NAB, QBE, TLS, WES, CBA) I know shares are a bit volatile at the moment and it doesn't bother me for a long term strategy. However, if we need to convert shares to cash in the next 5 years for a deposit though, they may be too risky a short term investment. Any ideas for short term investment options with medium volatility & medium-high growth? Thanks everyone.