Is it a rule paying less...? You need cash flow for your livings, right? You need to leave some money as back up? You need to build your financial base for what you like to do or do nothing when you dislike or are bored to do anything?... Do you get all of these money from your market playing? If you could not do so what your cash inflow comes from? From your pension, annuities, or fees to predict future or any income for your labor value? Life and market is not very nice always to everyone. Most of us know one of the Great Speculator in 1900s, Jesse Lauriston Livermore. He at last failed to get more than what he paid and committed suicide. *** In the market as in the war, you could not put out all of your resources without better returns for more. It is a rule you have to pay less than what you get or at least to keep the same for what you get and what you pay for long term. All of market players have their own duties and responsibilities to build their own bond type investment when their nature bond, labor, will diminish definitely, if they want to be self-reliant even they could not get up for years or a decade. This is dream for most of market players to accumulate enough money but few really understand the rule "pay less than what you get!" TA is good tool to speculate in the market under some conditions. The problem is you could not speculate everything in the market. Too many TA guys oversimplify the complication of the market. Most of TA guys can twist the wisdom but never know how to use it. *** Too many TA guys when they admired what Livermore achieved, don't know what the catch of TA and speculation. Speculation needs more lucks than carefully buying and selling for paying less than what you get! Retail market players have been in market for more than a decade. Most of them acted as traders for quick money based on TA. How many of them lost their future financial basis? Have you been with OzeStock before 2007? How many traders worked there very hard then? Two busts in a decade seem enough to hit 99% of their participants down in the market. How many active posters there? 2 or 3 only now! What are they interested in? Personally provoking only and cry for the darkness in darkness. Why? Just one IT darling, ERG, had destroyed too many dreams about TA! The last few are those who live based on the pension or what they have got in their life. *** It is not the problem of TA but the market players. Any tools have their own catches. You don't know the catches and when they hit you, you just lose all. It is a lesson from my market experience. All of great losers are loser to set up their own mental framework. What is the consequences if the base is the air for your house? If you don't know the house should not be built on the air, you definitely are a loser even you are extremely clever and skillful, which just speed up your losing. Don't feel shameful if you could not make money in the market. However if you really want to make money you have to build your mental framework right, which needs efforts to change the behavior and personality. It seems a not achievable task for most of us! You have to beat down yourself who are full of primary instincts in your blood.