Hi All! Would really appreicate some advice here... I'm doing Question 6 on the Superannuation and Retirement Planning assignment I have estimated that when Richard and Bernadette retire they will need approx $400,000 plus. Meaning that there is a shortfall of 8 years. This shortfall costs $47500pa (as this is their day to day living expenses). What strategies can I use (ie TTR, super transfer, gifting etc) that will be suitable in their circumstance? I tired TTR, but Bernadette isnt earning enough for it to be viable, she will drawn down more from her allocated pension then she will be putting in. HELP!!! Thank you! Heres the question: Bernadette now wants to retire when she turns 65. Assume that Richard has already retired. Based on the facts presented in the case study, prepare a detailed report describing the strategies and types or styles of investments you would consider the couple to undertake to satisfy all of their goals and objectives both now and in preparation for retirement. Include in your answer the reasons why such strategies and investments would be suitable for the couple.