Loving the forum topics and am finding them very helpful. Am trying to complete SRP and have passed FFP and RM. Just need to clarify termination payments. Kaplan subject notes refer to concessional contributions being the taxable amount of directed termintion payments in excess of $1.1M (up to 30 June 2012) Chapter 3 pag 15. Yet any other research I am doing on ATO site and other major fund manager sites refer only to a limit of $1M. Maybe the limits changed, but I can't find any confirmation or clarification or am I missing something?