Can one lend personal funds to their SMSF with the SMSF repaying this loan in the future? Background: where the smsf has a shortfall in paying say 20% deposit + costs on a residential property purchase (with smsf bank loan covering 80%) how can cash be loaned to smsf on a short term basis (circa 12 months) until smsf is able to pay these funds back? Super contributions can't be 'returned' so not an option. Have come across SMSF related-party borrowing (e.g. Limited Recourse Borrowing Arrangement - Cleardocs), however these assume borrowings are there to fund the purchase of an asset in the SMSF. In this situation this is the case, however there's also a 2nd bank loan in the equation.