Hi All. My situation is I have my PPOR that I have lived in for >10yrs. Over that time I have restructured the loan a few times for personal purchases. I am contemplating turning my PPOR into an IP, and purchasing a new PPOR. My question is at what point does the ATO look at the purpose of the loan in terms of the ability to claim interest? Is it the original loan amount when I purchased the home, or the loan amount at the point at which it becomes an IP? Thanks, Paul.