Hi there, 1 problem that i seem to constantly be facing is that the banks wont lend me 80% of my property value. I cant find the answer to this anywhere. The only suggestion is to spread your lending across different banks. I have done this but still cant get 80% on my existing properties or against a new one. This becomes frustrating as i have equity that isnt being used and also it will take some time for my income to increase enough to borrow more. Please let me know if you guys can help. Thanks Regards Rob.