I have been thinking for a little while of opening a new account that offers a decent distribution as well as potential growth (wow.. bet you never heard that one! ) so i logged into my CFS account, and as im highly aware my CFS geared share fund has taken a hammering over the past 9 months or so, down maybe 30%? im only talking $5,000 or so, so its not that bad.. considering what it could've been. Anyway, i remember when i first saw a financial advisor and asked which funds to invest in and he mentioned the CFS imputations fund is a good one to be involved in, and just as i was about to open a new account tonight in that fund, i noticed the 4% management fee for it! I was shocked! I am already paying 2% on the geared share fund which isnt doing me any favours at the moment, but i guess thats the risk im taking with the geared investment. So, my question is... Has anyone got any suggestions for good imputation like funds (blue-chip / good dividend returns etc..) that don't charge an arm and a leg for management fees? I wouldnt say i am eductaed much in the funds and what not, and i dont even know if 2% for my current fund is high or not, or if i am over reacting, but any suggestions would be great thanks. I read the BT group imputation fund is 5 star and has good reviews wherever i read.. Anyone know much about this one? a CFS would be convenient as i can open a new account and keep all my details already with CFS, but if i have to look into a new company, so be it! Thanks!