I've been putting off kicking off my investments for a couple of months now (just kept delaying and delaying as the markets got more unstable). I'm a 21 year old with $20K to invest and hold for the long term (7+ years), I'm unsure of: -whether this fund is any good/ reputable -whether now is the right time to invest Like I said I'm willing to look past short term up and downs and my ultimate goal is to grow my fund and not touch the capital at all. The unit price has fallen from the $1.50 mark I was initially considering to the $1.00 a couple of weeks ago to the $0.90 so I can certainly build up a healthy holding with $10K initial and $1000 every month. I'm doing this through Commsec and was looking for a diversified fund, aggressive in nature and this one had a low MER and a five star Morningstar Rating (but only $198 million in total investments- not a lot?) Any help much appreciated.