St. George and BankSA Margin Lending Interest Rates $0 - $249,999 $250,000 - $499,999 $500,000 + Interest rate (variable) 9.10% 8.85% 8.60% Interest rate (fixed 6 months) 9.15% 8.90% 8.65% Interest rate (fixed 12 months) 9.00% 8.75% 8.50% Seems the bank is having a guess that rates will rise soon by 0.25%