Hi, I'm hoping someone can help me. I'll try and simplify my questions with an example; 1. I transferred $100k of shares from my Comsec account to a new Etrade Margin Lending account to provide 'funds' to purchase more shares. 2. I purchased $80k of a different share as a margin loan. 3. I decided the interest rate from Etrade was too high and setup an investment loan through my bank and transferred the funds to Etrade (ie I no longer have any loan outstanding with Etrade), say $80k. 4. My original shares ($100k) increased substantially (doubled) and now I'm keen to sell them. My question, if I sell my original shares for $200k, do I have to used these funds to pay back my investment loan, or can I use these funds elsewhere ie to pay down my home loan? Alternatively, if I transfer my shares back to my Comsec account and sell, does this seperate my 'investment loan' issue? I'm obviously keen to maximise my tax deductable loan. Any help appreciated.