Howdy all, are there many people using a margin loan to increase their holdings in the NI Aussie Share Retail Fund? If so, i'm wondering what people think is a 'safe' buffer to have with NI when they margin lend against it? Due to the fairly conservative nature of the fund and the steady unit price, i'm thinking that an LVR of 60-70% would be safe without the risk of getting margin calls? I'm in the process of setting up a margin loan with St George as they go to 75% on NI (comsec don't accept them) and i'm trying to decide how much to apply for. Apparently i send in my margin loan application form along with my application for units (NI PDS from investsmart) and my cheque. However i need to write down how many units i want and i'm thinking of applying for $100k of units and send them a cheque for $30k. This means my LVR will be 70%. Any feedback on NI LVR's would be appreciated.