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Margin Loans Margin loan LVRs

Discussion in 'Finance & Banking' started by Simon Hampel, 17th Jan, 2007.

  1. Simon Hampel

    Simon Hampel Co-founder Staff Member

    9th Jun, 2005
    Sydney, Australia
    Did you realise that LVRs for margin loans can be negotiated ?

    It turns out they will sometimes negotiate a better LVR for you than what is specified on their official list (especially if it means retaining your business) - as I've just found out with Leveraged Equities.

    Of course, we're talking large loan amounts here ... I doubt they would be that accomodating for smaller loans.

    I didn't get much extra - just 5% on two CFS wholesale funds, but it was enough to convince me to keep most of my business with Leveraged Equities for now (I was only moving for the better LVRs ... I've been more than happy with their service and support).

    I'm still partically refinancing - they couldn't match the LVRs for several of my other funds, so I'm moving them to a new margin lender, I'll run with both in parallel - a bit of a pain and extra paperwork, but should give me a bit more flexibility too.
  2. Leandro

    Leandro Well-Known Member

    8th Dec, 2005
    I didn't know that, thanks. But i guess like many things, everything is negotiable if their is an incentive for the other party to do so (i.e. in your case saying "it's been nice knowing you, but im going elsewhere")