With the recent rate increase I was obviously expecting all of my loans to be increased by .25 of a percent but was informed my BT margin loan is incresing by .45 of a percent taking it up to 9.65%. Starting to get expensive, just hope we don't have too many negative return quarters in the foreseeable future. Has anyone else had notification from their margin lenders of such an increase. Bit cheeky I reckon. My margin loan is not massive (approx 250K) and I don't capitalise interest, i.e with each quarterly (Navra) distribution I generally deposit the last 3 months worth of interest back into the loan. As well as this I try to reduce the loan here and there with any extra cashflow. Anyway, just venting my frustration with BT. As an afterthought, as BT are affiliated with Westpac, would there be any consideration on their part (BT) to a reduced rate as I have considerable loans through Westpac?